Vehicle NOC Certificate – Obtain a Vehicle No Objection Certificate in India

What is a Vehicle NOC Certificate?

A Vehicle NOC (No Objection Certificate) is an official document issued by the Regional Transport Office (RTO) or financial institution that confirms there are no legal objections to transferring a vehicle from one state to another or changing its ownership. This certificate serves as proof that all dues related to the vehicle have been cleared and the vehicle is free from any legal encumbrances.

The NOC is issued by:

• RTO (Regional Transport Office) for inter-state transfers and jurisdiction changes
• Banks/Financial institutions for loan clearance certificates
• Insurance companies in specific cases

Under the Motor Vehicles Act, 1988, obtaining a NOC is mandatory when transferring a vehicle across state boundaries or changing RTO jurisdiction within the same state.
If your RC is lost or damaged, check out our Duplicate RC application guide.

When Do You Need a Vehicle NOC?

You must obtain a Vehicle NOC Certificate in the following situations:

• Inter-state relocation: Moving your residence permanently from one state to another
• Vehicle sale across states: Selling your vehicle to a buyer in a different state
• Ownership transfer: Transferring vehicle ownership to someone in another RTO jurisdiction
• Loan clearance: When you’ve fully repaid your vehicle loan and need loan closure NOC
• RTO jurisdiction change: Moving within the same state but to a different RTO area
• Temporary relocation: Extended stay in another state (though temporary NOC has different validity)

💡 Tip: Even if you’re temporarily relocating for work, getting a NOC can save you from potential legal complications if stopped by traffic police.

Types of Vehicle NOC Certificates

RTO NOC for Transfer

This is issued by your current RTO when you want to transfer your vehicle registration to another state or RTO jurisdiction. It’s the most common type of NOC required for inter-state vehicle transfers.

Bank NOC for Loan Closure

When you have a vehicle loan, the bank holds the original Registration Certificate (RC). After loan repayment, the bank issues a NOC confirming loan closure and releases the original documents.

Temporary vs Permanent NOC

• Temporary NOC: Valid for 6 months, issued for temporary relocation or extended visits
• Permanent NOC: For permanent transfers, allows complete re-registration in the new state

How to Apply for Vehicle NOC Online (via Parivahan Portal)

The online application process through the Parivahan portal is the most convenient method:

1. Visit the Parivahan Portal: Go to parivahan.gov.in and select your state
2. Choose Vehicle Services: Click on “Vehicle Related Services” from the main menu
3. Select NOC Application: Choose “Apply for NOC” or “Form 28” option
4. Enter Vehicle Details: Input your vehicle registration number and chassis number
5. Fill Application Form: Complete Form 28 with accurate personal and vehicle information
6. Upload Documents: Scan and upload all required documents (RC, insurance, PUC, etc.)
7. Pay Fees Online: Use net banking, debit/credit card, or UPI for fee payment
8. Submit Application: Review all details and submit your application
9. Note Application Number: Save the application reference number for tracking
10. Track Status: Use the application number to check processing status online

⚠️ Note: Ensure all vehicle-related dues and challans are cleared before applying, as pending dues will result in application rejection. For duplicate RC scenarios, see Duplicate RC.

How to Apply for Vehicle NOC Offline (Through RTO)

For those preferring offline application:

1. Visit Your Local RTO: Go to the RTO office where your vehicle is currently registered
2. Collect Form 28: Obtain the NOC application form (Form 28) from the counter
3. Fill the Form: Complete all sections with accurate information using black or blue ink
4. Attach Documents: Submit original documents for verification along with photocopies
5. Pay Fees: Pay the prescribed NOC fees at the designated counter (cash/DD)
6. Submit Application: Hand over the complete application to the concerned officer
7. Collect Receipt: Obtain acknowledgment receipt with application number
8. Follow Up: Visit after the specified processing time to collect your NOC

Processing Time: Typically takes 7-15 working days, depending on RTO workload and document verification.

Documents Required for Vehicle NOC

For RTO NOC (Inter-state Transfer):

• Original Registration Certificate (RC)
• Valid insurance certificate
• Pollution Under Control (PUC) certificate
• Form 28 (NOC application form)
• Address proof of new location
• Passport-size photographs
• Challan clearance certificate
• Form 29 (if applicable)

For Bank NOC (Loan Closure):

• Loan closure certificate
• Original loan agreement
• Last EMI receipt
• Identity proof (Aadhaar/PAN)
• Vehicle insurance papers
• Bank’s authorization letter

Additional Documents (if applicable):

• Hypothecation removal certificate
• Court orders (if vehicle was involved in legal cases)
• Previous NOC (if vehicle was transferred before)

💡 Tip: Always carry original documents for verification, but submit only photocopies unless specifically asked for originals.

Vehicle NOC Fees & Processing Time

Additional Charges:

• Online processing fee: ₹20-₹50
• Document verification: ₹100-₹200
• Urgent processing (where available): Additional 50% of base fee

⚠️ Note: Fees may vary based on vehicle type (two-wheeler, four-wheeler, commercial vehicle) and specific state regulations. Check your state RTO website for exact fee structure.

How to Download or Print Your NOC Certificate

Using Parivahan/Vahan Portal:

1. Visit the Portal: Go to vahan.parivahan.gov.in
2. Select Download Option: Choose “Download NOC” or “Certificate Download”
3. Enter Details: Input your application number or vehicle registration number
4. Verify Information: Confirm your mobile number linked with the application
5. Download PDF: Click download to get your NOC certificate in PDF format
6. Print Copy: Take printouts for your records and vehicle transfer process

Alternative Method:

• Use your application reference number on the respective state RTO website
• Some RTOs provide SMS links for direct download
• Visit the issuing RTO office with receipt for physical copy collection

💡 Tip: Always download multiple copies and store them digitally. Keep both soft and hard copies for your records.

Validity of a Vehicle NOC Certificate

Standard Validity: 6 months from the date of issue

Important Points:

• NOC must be used within the validity period for vehicle transfer
• Cannot be extended; you’ll need to apply for a fresh NOC after expiry
• Some states may have different validity periods (check with local RTO)
• Temporary NOCs may have shorter validity (3-4 months)

What to do if NOC expires:

• Apply for a fresh NOC following the same process
• Pay applicable fees again
• Submit updated documents (insurance, PUC, etc.)
• Clear any new challans or dues accumulated

Common Reasons for NOC Rejection or Delay

Rejection Reasons:

• Pending Traffic Challans: Outstanding e-challans or traffic violations
• Loan Not Cleared: Outstanding loan amount or EMIs pending
• Invalid Insurance: Expired or invalid insurance certificate
• Incorrect Documents: Wrong vehicle details or mismatched information
• Legal Cases: Vehicle involved in pending court cases
• Hypothecation Issues: Bank dues not cleared or NOC not obtained from financier

Delay Factors:

• Incomplete documentation
• High volume of applications during peak seasons
• Technical issues with online portal
• Manual verification requirements
• Inter-departmental coordination delays

⚠️ Prevention Tip: Always verify your vehicle’s challan status online before applying and ensure all documents are current and valid.

Final Tips Before You Apply

Before starting your Vehicle NOC application process, keep these essential tips in mind:

Clear All Dues: Check and clear all pending traffic challans, road tax, and other vehicle-related dues through the e-challan portal or RTO website.

Verify Vehicle Details: Ensure all vehicle information in your documents matches exactly – registration number, chassis number, engine number, and owner details.

Update Insurance and PUC: Make sure your vehicle insurance and Pollution Under Control certificate are valid and won’t expire during the NOC processing period.

Save All Receipts: Keep copies of all payment receipts, application forms, and communication from RTO for future reference.

Plan Ahead: Apply for NOC well in advance of your planned relocation or vehicle transfer date to account for processing time.

Double-Check Requirements: Different states may have slightly different requirements. Verify specific requirements with your destination state’s RTO.

💡 Final Tip: Consider applying online through Parivahan portal for faster processing and better tracking capabilities. If you also need a digital copy of your driving permit, you can easily Driving licence online services it through Parivahan or mParivahan app. The digital process is more transparent and efficient than offline applications.

By following this comprehensive guide, you’ll be well-prepared to obtain your Vehicle NOC Certificate smoothly and legally transfer your vehicle across states in India. Remember that having a valid NOC not only ensures legal compliance but also provides peace of mind during your relocation or vehicle transfer process.

Also Check:

Vehicle Owner Details – RTO Vehicle Information
mParivahan – Parivahan Sewa | Virtual Driving Licence & RC
Fancy Parivahan – Open Series Status | Fancy Number